DON'T LET YOUR CREDIT HOLD YOU BACK FROM GETTING WHAT YOU WANT.
LET US HELP YOU GET PREPARED.
Maintaining Good Credit
If your credit report is already free of errors and negative items, credit repair will not help you raise your credit score. After your report is clean, raising your score comes down to practicing good credit habits and being mindful of how a credit score is calculated. For more detailed insight on improving your credit. here are the five main factors that affect your score:
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How long does credit repair take?
Unfortunately, there's no way to predict in advance how long it will take to repair your credit, as every credit report is unique. With our team of professionals, credit monitoring software and mobile app dashboard, our removal process is streamlined to get results.
How Our Credit Repair Works
STEP 1
We analyze your credit report with our team. Every credit profile and situation is different. Once our credit specialists evaluate your report and identify all the negative remarks on the account, we create a unique plan to your profile to ensure the best results for you.
STEP 2
We challenge questionable negative items with all threes credit bureaus, your creditors, and third party agencies ensuring your credit reports are accurate and fair. We ask your creditors to verify the negative items that they are reporting. If they unable to provide verification, they are requires by law to remove those negative accounts from your credit report.
STEP 3
We continue to watch your credit. Our team will update you monthly on your report and address additional issues as they arise so that you can stay on track with reaching your goals. We will also assist you with questionable regarding how to use your credit efficiently even after your credit repair is done.
My Score IQ protect your personal data with identity theft protection & credit monitoring. Including 3-bureaus credit scores and reporting, dark web scans, fraud alerts, & more.
PACKAGE LISTING
Consultation is REQUIRED to help you pick which package will BEST fit you.
ELITE
$249 Singles
Thereafter $99 per month**
$399 Couples
Thereafter $149 per month**
"WHATS INCLUDED"
Certified Mail
How to Build Credit
Opt-Out/Freeze Letter to consumer reporting agency
Text & Phone Support
Credit Education
3 Bureau Audit-Analysis
24/7 Client Portal
Monthly Updates
Customer Service Support
No Contract
Unlimited Disputes
Money Back Guarantee if no Deletions in 120 Days
"WHATS NOT INCLUDED"
Credit Monitoring for an Additional Fee Paid by Client
ELITE 6 MONTHS
$649 One Time Fee Singles
$899 One Time Fee Couples
"WHATS INCLUDED"
Certified Mail
Unlimited Disputes
How to Build Credit
Opt-Out/Freeze Letter to consumer reporting agency
Text & Phone Support
Credit Education
3 Bureau Audit-Analysis
24/7 Client Portal
Monthly Updates
Customer Service Support
No Contract
Money Back Guarantee if no Deletions in 120 Days
"WHATS NOT INCLUDED"
Credit Monitoring for an Additional Fee Paid by Client
ELITE 9 MONTHS
$899 One Time Fee Singles
$1,199 One Time Fee Couple
"WHATS INCLUDED"
Certified Mail
Unlimited Disputes
How to Build Credit
Opt-Out/Freeze Letter to consumer reporting agency
Text & Phone Support
Credit Education
3 Bureau Audit-Analysis
24/7 Client Portal
Monthly Updates
Customer Service Support
No Contract
Money Back Guarantee if no Deletions in 120 Days
"WHATS NOT INCLUDED"
Credit Monitoring for an Additional Fee Paid by Client
FREQUENTLY ASKED QUESTIONS
WHAT IS OUR GUARANTEE?
You are entitled to a 100% refund on all monthly payments if:
We do not remove any negatives worked on.
You have had 120 days (4 consecutive months) from the time that you retain our services.
You have not used a credit-consulting agency nor attempted to repair your own credit at least 1 year prior to signing up for our services.
You have had no new collections or missed payments during the time frame we are assisting you
You have maintained credit monitoring services at all times during the time frame we are assisting you
You agree & have sent updated reports/responses from the three credit bureaus & creditors to us within 5 days of receipt. You should receive updated credit reports every 35-45 days and make us aware if updated reports have not been received.
IS CREDIT REPAIR LEGAL?
Yes, credit repair is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed.
Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore, most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
HOW LONG DOES A CREDIT REPAIR TAKE?
Unfortunately, there’s no way to predict in advance how long it will take to repair your credit, as every credit report is unique. That being said, we help hundreds of thousands of people each year work to repair their credit, and typically they’ve stayed with us for six months. With our team of professionals, credit monitoring software and mobile app dashboard, our removal process is streamlined to get you results.
Unfortunately, there’s no way to predict in advance how long it will take to repair your credit, as every credit report is unique. That being said, we help hundreds of thousands of people each year work to repair their credit, and typically they’ve stayed with us for six months. With our team of professionals, credit monitoring software and mobile app dashboard, our removal process is streamlined to get you results.
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